Wayne Christopher


NMLS Registry Number - 181449

 Office: +1 703-448-8132
Cell Phone: +1 240-786-2433
Fax: +1 703-448-3070





    About UNFCU: Since 1947, UNFCU has been providing financial solutions to address the unique needs of our members. We offer flexible lending solutions for both fixed and adjustable rate mortgages in the US. Our experienced mortgage representatives guide members at every step of the home buying process.  We can help qualified members globally secure a US mortgage, including members with little credit history in the US such as G4 visa holders and foreign nationals.  Visit to learn more about how we can help realize your dream of home ownership.

    Click here to submit your application directly to me. I will be in contact with you within 24 hours to review your application and discuss any special circumstances you may have.
    Not a member? UNFCU offers outstanding member benefits. Becoming a member is easy.



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  • Federal Housing Administration (FHA) Loans

    The Federal Housing Administration (FHA) offers fixed rate mortgage loans to US citizens and US permanent residents (green card holders) using more flexible qualifying requirements than needed for a conventional mortgage.

    UNFCU now offers these FHA loans to its members for the purchase of a primary residence. When a UNFCU member applies for a fixed rate US mortgage from UNFCU, they can now choose an FHA loan if they meet the qualification requirements. Members who have fallen on hard times may qualify for an FHA loan two years after declaring bankruptcy or three years after a foreclosure.

    Qualified members can:
    • Pay a down payment as low as 3.5% that can be 100% gifted to them
    • Have a family member be a co-borrower even if that family member will not live in the residence
    • Benefit from streamlined refinancing that does not require an appraisal or income documentation


Wayne Christopher


Loan Officer

NMLS# 181449